Tata Capital IPO GMP Live: India’s Biggest IPO of 2025 Fully Subscribed

The Tata Capital IPO GMP Live update today shows that India’s largest IPO of 2025 has achieved full subscription on Day 3. The ₹15,512 crore issue — a mix of a ₹6,846 crore fresh issue and an ₹8,666 crore offer-for-sale (OFS) by Tata Sons — has generated major buzz among retail and institutional investors. Despite a moderate grey market premium (GMP), the subscription data signals strong confidence in Tata Capital’s fundamentals.

Tata Capital IPO Subscription Status (Day 3)

According to the latest update, the Tata Capital IPO subscription status stood as follows on October 8, 2025:

• Qualified Institutional Buyers (QIBs): 1.18x

• Non-Institutional Investors (NIIs): 1.10x

• Retail Investors: 0.84x

• Employees: 2.32x

• Total Subscription: 1.00x

The Tata Capital IPO GMP Live data indicates stable investor interest even with muted listing expectations. Institutional and employee participation led the rally, underscoring strong backing for Tata Capital’s growth outlook.

Tata Capital IPO GMP Today (October 8, 2025)

As per Investorgain and IPO Watch, the Tata Capital IPO GMP today hovers around 2% above the issue price, slightly lower than the 4% premium seen earlier this week. Analysts attribute the dip to heavy IPO activity in the market, including LG Electronics and other major issues, which temporarily impacted liquidity.

However, the subdued GMP does not reflect weak fundamentals. In fact, experts believe it shows investors’ cautious optimism in a volatile market where Tata Capital stands out for its brand reliability and diversified lending business.

Tata Capital IPO Price Band and Allotment Date

The Tata Capital IPO price band is fixed at ₹310–₹326 per share. The minimum lot size is 46 shares, requiring ₹14,996 at the upper price limit.
Key dates for investors include:

• IPO Close Date: October 8, 2025

• Allotment Finalization: October 9, 2025

• Listing Date: October 13, 2025

Investors can check their Tata Capital IPO allotment status on the BSE website or NSE portal.

Analyst Insights on Tata Capital IPO GMP Live

At the upper price band, Tata Capital’s IPO is valued at a post-issue P/BV of 3.4x, as per SBI Securities, aligning with top-tier NBFCs. Analysts from Canara Bank Securities, BP Wealth, and Anand Rathi have all rated the issue positively.

“Even with a moderate GMP, Tata Capital’s fundamentals and governance make it a solid long-term pick,” said Prashanth Tapse, Senior VP, Mehta Equities. “This IPO offers stability, not speculation — ideal for patient investors.”

Strengths and Risks

Strengths:

• Strong Tata Group backing

• Diversified retail and MSME lending portfolio

• Expanding digital lending ecosystem

• Consistent asset quality and disciplined risk management

Risks:

• Around 20% of its portfolio is unsecured

• Interest rate sensitivity could affect margins

• Competitive NBFC environment

• Temporary profit dip from TMFL merger integration

Despite these risks, Tata Capital remains one of India’s most credible NBFCs with significant growth potential in consumer and vehicle finance.

KuberGrow Verdict

At KuberGrow, we see the Tata Capital IPO GMP Live trend as a reflection of smart investor sentiment — focused on fundamentals over hype. While short-term listing gains may stay muted, the long-term wealth creation potential remains strong.

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